Are you an investor?
I seem to keep on going round in circles and if that really is the case I apologize to all those people who stop in the middle and say “I’ve read that before”.
If you’re a gambler or a speculator, please stop reading because I am neither.
If you have young children buy them a money box, and when it is filled with 5 cent coins (well earned), their eyes will glow when the money box is emptied and their savings BANKED.
All other coins are in a big money box. I never leave home with coins worth less than a dollar in my pocket.
Do the same for your kids and encourage them to do the same for yourself. When the money box is full for goodness sake do not splurge.