Patience, or The Benefits of Time
Back when Gough Whitlam was Prime Minister and I only had 10 grandchildren I decided to put aside $100 a month so that when each of the grandchildren got a vote they could celebrate the occasion with a splurge (if that was their choice).
When we had 14 grandchildren I upped the monthly deposit to $140.
All 14 grandchildren have received $3,000 on their 18th birthday. I stopped putting money in when the youngest turned 14 (she is now 22) and the fund that was established now stands at $10,600.
Wine matures with time. So too does money!
PS. I spent what was left over!