Comfort with Money

by Rodney Gibson Financial Advisor

I am a sole practitioner with 40 years experience in finance, taxation, law, business and accounting. I am currently associated with SALA Financial Services. I provide the following:

  • Estate Planning, including wills and powers of attorney (EPOAs)

  • Estate Management

  • Taxation advice

  • Investment advice, including superannuation

  • Business structure advice


My aim is to assist you to live within your means and achieve all your financial goals.

Our Recent Posts




If you drive a car or even a motor bike, you must be (a)mystified, (b) frustrated or (c) curious as to why watching petrol prices has almost matched the excitement of watching the stock exchange prices and waiting for the price to drop. Once upon a time I happily owned a car that could go to Sydney without refueling on one tank of diesel. In those days diesel was much cheaper than petrol and the fuel savings covered a couple of night’s accommodation. These days the situation has reversed and diesel is more expensive than petrol but most drivers remain as mystified about the price differential as I was when I drove a diesel car. Oh for a different price perspective! One enterprising servo us

"Fair" Taxes

Any person who thinks that taxation is unfair should try living alone on an island and becoming self-sufficient. I can’t remember which fairy tale included the concept that someone like Robin Hood was a bit of a hero because he took from the rich and gave the takings to the poor. Karl Marx had much the same idea with the concept "From each according to his ability, to each according to his needs". Capitalism and Communism would appear to be direct opposites and someone has to provide the wherewithal to keep modern society moving forward in a civilized fashion. Either the State makes all the profits by providing all the jobs, or free enterprise “entrepreneurs” make all of them, and, along wit

Super Too Early

One of the more interesting side effects of COVID-19 has been the Government’s decision to allow early access to superannuation.The biggest kicker in this process has been the “no questions asked”” aspect of the process: "It's mine, I want it” is apparently all that was required. At the very least one might have expected some limit placed on what percentage of super could be withdrawn, and maybe a sensible answer to the question “What are you going to do with it?” That’s not a question that’s asked of old blokes like me – at my age it is indeed my money and I can decide what to do with it (except leave it there for my kids to spend!) I have never deviated from the view that a retirement acco


When preparing a financial plan for a client, especially one with adult children and possibly grandchildren, the two questions I usually ask are (the first a little tongue in cheek): “When are you planning to die?” and “How much money do you want to leave your children?” I rarely get a straight answer to the second question, nor is it unusual to hear substantially different answers from a husband and wife. Nothing can match the ferocity occasionally engendered among beneficiaries of a will, usually close relatives, who think someone else got more than they did and, in their opinion, deserved less. On a couple of occasions I have encouraged clients to provide a (tax deductible) gift while sti

The Cost of Marriage

I’ve been married twice and my wife and I recently celebrated our 38th wedding anniversary. Apart from having a pretty good treasurer, Prime Minister Gough Whitlam had a terrific Attorney General who brought into law the no fault divorce. All that’s necessary after Lionel Murphy’s new law, is to live apart for 12 months – even under the same roof – and then apply for divorce, which will be automatic. That’s the simple bit! Pre-nuptial agreements over money and other possessions are always based on the premise that the marriage may not last (of course I’d never leave you Darling😍), but are fairly useless 30 years, 4 kids and 6 grandchildren later on. With no such agreement in place, a battle